+30 How Does Your Home Build Equity References. Web the way you calculate home equity is simple: Web home equity is the difference between the value of your home and how much you owe on your mortgage.

Web when you reduce your loan balances, the equity in your property increases. Web equity is the difference between what you owe on your mortgage and what your home is currently worth. Web it does that by letting you build home equity, which is the difference between your home’s market value and what you owe on it.